Home Loans

Bring Home Peace of Mind.

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Home Loans Made Simple.

Welcome to the world of LIC Housing Finance Ltd.
Quality consideration is of utmost importance when something as priceless as your dream home is concerned.
"Trust L I C H F L." for the highest quality in all aspects of home finance. It has transformed millions of lives and now it's your turn.
BOND WITH THE BEST !
- Low interest rate, the most favorable Cost benefit ratio for customers.
- Transparency with No Hidden Costs & No Gimmicks.
- Simple Processing systems, easy approvals.
- Expert advice in respect of property Title & legalities, Service at your door step.

We Provide Loans For :
- Purchase & Construction House Extension / Takeover
- Repairs & Renovation Plot Purchase
- Takeover Loans - If you already have a housing loan with another financial institution at a higher rate of Interest, it can be re-financed & top-up loan is also possible depending on Property Value.

All in all, LICHFL has in store for you, a rare gift by way of a Perfect Home Finance.A Smile of Satisfaction, Joy of Fulfillment and Peace of Mind. Go for it !

Lalithababu.d MBA Hyderabad. 18.lalith@gmail.com

+91 98663 92959, +91 9177 171818

Local Applicants checklist :

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1. Application of LICHFL with 2 color photos
2. Pan card & ID Card (xerox)
3. Residence Proof
4. Higher Qualification Certificate (xerox)
5. Appointment order with salary breakup (CTC)
6. Last 3 months Payslips
7. Last 6 months Bank Statement
8. Latest Form -16
9. Insurance Policy Bonds xerox (If any)
10. Processing Fee

The applicant should also submit 8 standby cheques duly signed and crossed in favor of LIC Housing finance Ltd, without mentioning the date & amount. In case of any technical problem with the ECS forms, these cheques may be used as standby with your permission. The banker will verify your signature and attest (with sign and seal) the ECS form.

NRI Applicants :

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NRI Housing loan Checklist -

1. Application Form duly Filled and Signed with four latest Color Photos, Pan Card xerox & Higher qualification provisional xerox.

2. Last 8 Months Bank Statements.

       (i). Local (India) NRE or NRO Bank Account statement, where money is transferred from abroad.
       (ii). Applicant's regular Salary credited account or Bank account to which the Salary cheques are deposited.
          (Net banking statement or Banker statement for last 8 months)
          (As per pay slips the salaries should be match with bank credits)
3.    Residential Proof in Abroad: For example:- Mobile Bill or Power bill in applicant's name. 4.    Employer's Appointment / Offer/ Contract letter & with Salary Breakup. 5.    Salary drawn in the Company Letter head along with Date of Joining and Date of Birth.

Duly Notarized By Public Notary.

6.    Last 6 Months Pay slips.
   Duly Notarized by Public Notary.
7.    Passport & Valid Visa Copies.
      Duly Notarized By Public Notary.
8.    G.P.A. with signatures on all pages & one photo with signature in LICHFL Format.
      Duly notarized by Public Notary from Abroad.
9.    G.P.A. with signatures on all pages & one photo with signature in LICHFL Format.
       Without Notarizing it (as the same will be notarized in India).
10.    Two N.R.I. Under taking forms in LICHFL Format duly signed.
11.    N.R.I Annexure in LICHFL Format duly signed.
12.    Last 3 years W2 Forms, Income Tax Returns in Abroad.

For NRI loans, the applicant should pay their loan installments through NRE / NRO Bank account only. If the applicant is not holding any NRE / NRO bank account, they should open the NRE/NRO account as soon as possible with any Bank in India. This is mandatory for NRI clients.

- The applicant have to Sign (ECS form) and get the acceptance from the banker, for deducting the loan installment (EMI) from the NRE, NRO bank account in India. The applicant should also submit 8 standby cheques duly signed and crossed in favor of LIC Housing finance Ltd, without mentioning the date & amount. In case of any technical problem with the ECS forms, these cheques may be used asstandby with your permission.

- The banker will verify your signature and attest (with sign and seal) the ECS form.

- If the applicant likes to pay the loan installment through cheques, they can provide with 24 cheques duly signed. (NRE, NRO bank account only) Also applicat should sign each and every page (docs). This is mandatory.

____________

If it is Takeover Loan from existing financial institution -
1. Out standing Balance letter
2. Track record
3. List of the Doc's.
4. Latest house tax receipt.

5. Latest EC.
For all NRI Housing Loan above formats & Loan inquiry please mail us : 18.lalith@gmail.com

Insure & Be Secure with LIC OF INDIA.

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- Medical And Non Medical Schemes

- With Profit Plans gives you the best Financial bright future

for You and your Family

- LIC Completes 52 years of service to its customers

- A Smile of Satisfaction, Joy of Fulfilment and Peace of Mind. Go for it !

We take care of your h ard earned money, while you relax. So Insure & Be Secure

with LIC OF INDIA. I am here to guide you through your Insurance & Investment Plans.